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ACE MONEY LITE  Ace Money is simply a great way to manage your banking accounts. It is very user friendly and shows you where your money is going, charts to see the percentage of money spent in each categories, list of your payment accounts, just everything you need in a money manager application. Yes there are a lot these around but for basic personal money managing ACE MONEY is hard to beat.

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  Moffsoft Free Calculator  This is a great calculator and especially user friendly. I like the fact that all the function keys are easily recognized and you can print out the tab after your calculations.   

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Money Plus Sunset Deluxe is designed to be a replacement for expired versions of Money Plus Essentials, Money Plus Deluxe, and Money Plus Premium versions. Note: The Money Plus Sunset versions come with online self-help only. See Overview section for more info.

I have been using this program for sometime. I like it because you can create several accounts and it is to restore if you run a fresh install.

Download Sunset Deluxe

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Internal Revenue Service  Here's some free forms and there's more on the site. Don't  you just love it!

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Clear Checkbook.com This looks like it could do the job with no problem. I just signed up for an account and  I am very impressed. Works great, I like the scratch pad:)

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You say you don't have the discipline to control your budgeting? With Home Bookkeeping, it's a snap! It's your chance to finally become a savvy spender and protect yourself from the danger of debt. Unlike the usual paper and electronic spreadsheets, Home Bookkeeping is your personal financial secretary and advisor. Graphical diagrams and income and spending planners will help you to stop wasting money and to start saving. The lite version is free but registration is required. Here you can compare the lite version vs pro.

Download Home Book Keeping Lite

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Simple CheckbookSimple Checkbook is just that... a simple checkbook. In function it is exactly like your little paper checkbook register - except you don't have to do the math and it makes reconciliation a breeze. It's laid out like a regular checkbook and you fill it in like a regular checkbook. It's just a simple spreadsheet and I've included an MS Excel version (.xls), an MS Works version (.wks) and a Sun Star Office version (.sdc).

Requirements: This is not a standalone program. You'll need Microsoft Excel, Microsoft Works or Star Office to use it. Works great!

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46 Things I Wish My Mom Taught Me About Money  Some very good advice on how to's about handling you finances through life.  When it starts they come in pairs at least. Here's a 102 Personal Finance Tips your Professor never taught you. Don't try to absorb all this at once now...

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